.valora-how-it-works {
	--valora-hiw-columns: 3;
	--valora-hiw-duration: 300ms;
	--valora-hiw-image-zoom: 1.05;
	--valora-hiw-lift: 4px;
	--valora-hiw-overlay-start: rgba(255, 255, 255, 0.98);
	--valora-hiw-overlay-middle: rgba(255, 255, 255, 0.86);
	--valora-hiw-overlay-end: rgba(255, 255, 255, 0);
	--valora-hiw-overlay-reach: 76%;
	font-family: Inter, Arial, sans-serif;
	width: 100%;
}

.valora-how-it-works--has-cta {
	--valora-hiw-columns: 4;
}

.valora-how-it-works__grid {
	display: grid;
	grid-template-columns: repeat(var(--valora-hiw-columns), minmax(0, 1fr));
	column-gap: 32px;
	row-gap: 32px;
	width: 100%;
}

.valora-how-it-works__card {
	background: transparent;
	box-sizing: border-box;
	color: inherit;
	min-width: 0;
	position: relative;
	text-decoration: none;
	transition: background-color var(--valora-hiw-duration) ease, border-color var(--valora-hiw-duration) ease, box-shadow var(--valora-hiw-duration) ease, transform var(--valora-hiw-duration) cubic-bezier(0.22, 1, 0.36, 1);
}

.valora-how-it-works__step {
	border-radius: 10px;
}

.valora-how-it-works__card:hover {
	transform: translateY(calc(-1 * var(--valora-hiw-lift)));
}

a.valora-how-it-works__card:hover,
a.valora-how-it-works__card:focus-visible,
.valora-how-it-works__cta-row:hover,
.valora-how-it-works__cta-row:focus-visible {
	color: inherit;
	text-decoration: none;
}

a.valora-how-it-works__card:focus-visible,
.valora-how-it-works__cta-row:focus-visible {
	outline: 3px solid #68c63f;
	outline-offset: 4px;
}

.valora-how-it-works__step {
	display: flex;
	flex-direction: column;
	gap: 14px;
	text-align: left;
}

.valora-how-it-works__intro {
	align-items: flex-start;
	display: flex;
	gap: 16px;
}

.valora-how-it-works__number {
	align-items: center;
	background: #075c38;
	border-radius: 50%;
	color: #ffffff;
	display: inline-flex;
	flex: 0 0 auto;
	font-size: 20px;
	font-weight: 500;
	height: 44px;
	justify-content: center;
	line-height: 1;
	transition: background-color var(--valora-hiw-duration) ease, color var(--valora-hiw-duration) ease, transform var(--valora-hiw-duration) ease;
	width: 44px;
}

.valora-how-it-works__card:hover .valora-how-it-works__number {
	transform: scale(1.06);
}

.valora-how-it-works__copy {
	display: flex;
	flex-direction: column;
	gap: 4px;
	min-width: 0;
}

.valora-how-it-works__heading,
.valora-how-it-works__description {
	display: block;
}

.valora-how-it-works__heading {
	color: #111111;
	font-size: 20px;
	font-weight: 700;
	line-height: 1.15;
	text-transform: uppercase;
}

.valora-how-it-works__description {
	color: #242424;
	font-size: 15px;
	font-weight: 400;
	line-height: 1.35;
}

.valora-how-it-works__image {
	display: block;
	height: 190px;
	overflow: hidden;
	position: relative;
	width: 100%;
}

.valora-how-it-works__image::after {
	content: "";
	inset: 0;
	pointer-events: none;
	position: absolute;
}

.valora-how-it-works__image img {
	display: block;
	height: 100%;
	object-fit: cover;
	object-position: center;
	transition: transform var(--valora-hiw-duration) cubic-bezier(0.22, 1, 0.36, 1);
	width: 100%;
}

.valora-how-it-works__step:hover .valora-how-it-works__image img {
	transform: scale(var(--valora-hiw-image-zoom));
}

.valora-how-it-works--layout-overlay .valora-how-it-works__step {
	isolation: isolate;
	min-height: 190px;
	overflow: hidden;
	position: relative;
}

.valora-how-it-works--layout-overlay .valora-how-it-works__intro {
	box-sizing: border-box;
	left: 0;
	max-width: 100%;
	padding: 18px;
	position: absolute;
	top: 0;
	width: 100%;
	z-index: 2;
}

.valora-how-it-works--layout-overlay .valora-how-it-works__image {
	border-radius: inherit;
	height: 100%;
	inset: 0;
	position: absolute;
	width: 100%;
	z-index: 0;
}

.valora-how-it-works--layout-overlay .valora-how-it-works__image::after {
	background: linear-gradient(
		to bottom,
		var(--valora-hiw-overlay-start) 0%,
		var(--valora-hiw-overlay-middle) 38%,
		var(--valora-hiw-overlay-end) var(--valora-hiw-overlay-reach)
	);
}

.valora-how-it-works--layout-overlay .valora-how-it-works__image img {
	height: 100%;
}

.valora-how-it-works--layout-overlay .valora-how-it-works__card:hover .valora-how-it-works__number {
	box-shadow: 0 8px 20px rgba(7, 92, 56, 0.2);
}

.valora-how-it-works__cta {
	--valora-hiw-cta-divider: rgba(17, 17, 17, 0.38);
	--valora-hiw-cta-divider-height: 100%;
	align-self: stretch;
	border-radius: 0;
	display: flex;
	flex-direction: column;
	justify-content: center;
	padding: 0 0 0 28px;
}

.valora-how-it-works__cta::before {
	background: var(--valora-hiw-cta-divider);
	content: "";
	display: block;
	height: var(--valora-hiw-cta-divider-height);
	left: 0;
	position: absolute;
	top: 50%;
	transform: translateY(-50%);
	width: 1px;
}

.valora-how-it-works__cta-heading {
	color: #111111;
	display: block;
	font-size: 20px;
	font-weight: 700;
	line-height: 1.2;
	margin-bottom: 24px;
}

.valora-how-it-works__cta-list {
	display: flex;
	flex-direction: column;
	gap: 28px;
}

.valora-how-it-works__cta-row {
	align-items: center;
	color: inherit;
	display: flex;
	gap: 16px;
	text-decoration: none;
}

.valora-how-it-works__cta-icon {
	align-items: center;
	color: #075c38;
	display: inline-flex;
	flex: 0 0 auto;
	font-size: 38px;
	height: 38px;
	justify-content: center;
	transition: color var(--valora-hiw-duration) ease, transform var(--valora-hiw-duration) ease;
	width: 38px;
}

.valora-how-it-works__cta-icon i,
.valora-how-it-works__cta-icon svg,
.valora-how-it-works__cta-icon img {
	display: block;
	height: 100%;
	max-height: 100%;
	max-width: 100%;
	object-fit: contain;
	width: 100%;
}

.valora-how-it-works__cta-icon svg,
.valora-how-it-works__cta-icon svg * {
	fill: currentColor;
	stroke: currentColor;
	transition: stroke var(--valora-hiw-duration) ease;
}

.valora-how-it-works__cta-text {
	color: #111111;
	font-size: 16px;
	font-weight: 600;
	line-height: 1.3;
	transition: color var(--valora-hiw-duration) ease;
}

.valora-how-it-works__cta-row:hover .valora-how-it-works__cta-icon {
	transform: scale(1.08) rotate(-3deg);
}

@media (max-width: 1024px) {
	.valora-how-it-works,
	.valora-how-it-works--has-cta {
		--valora-hiw-columns: 1;
	}

	.valora-how-it-works__cta {
		padding: 28px 0 0;
	}

	.valora-how-it-works__cta::before {
		height: 1px;
		top: 0;
		transform: none;
		width: 100%;
	}
}

@media (prefers-reduced-motion: reduce) {
	.valora-how-it-works__card,
	.valora-how-it-works__number,
	.valora-how-it-works__image img,
	.valora-how-it-works__cta-icon,
	.valora-how-it-works__cta-icon svg,
	.valora-how-it-works__cta-icon svg *,
	.valora-how-it-works__cta-text {
		transition: none;
	}

	.valora-how-it-works__card:hover,
	.valora-how-it-works__card:hover .valora-how-it-works__number,
	.valora-how-it-works__step:hover .valora-how-it-works__image img,
	.valora-how-it-works__cta-row:hover .valora-how-it-works__cta-icon {
		transform: none;
	}
}